Estella Bogira

Partner

Estella specialises in pensions and private wealth, including all aspects of UK pensions, the UK tax treatment of overseas pension schemes and complex, private wealth pension matters.

Estella has a strong occupational pensions practice, advising employers and trustees on all aspects of work-related pension provision. Estella has extensive experience of advising on benefit design changes, member complaints, automatic enrolment, scheme mergers, liability management exercises, corporate transactions, and general pensions law queries.

Estella enjoys working with smaller employers and not-for-profit organisations as well as large corporates. Estella regularly advises employers, trust companies, and individuals on matters relating to overseas pension arrangements including QROPS, QNUPS, EFRBS and IPPs. Estella's private client pensions practice involves advising individuals on all matters related to pensions, and in particular pensions tax in connection with retirement and succession planning.

Estella's private clients typically have an international dimension; whether through overseas pension savings, or their own current or intended non-UK residency status.

Estella's clients appreciate her ability to communicate highly technical legal concepts in an understandable way, her focus on providing commercial, practical advice, and her personable manner.

Insights

Pensions update: major Virgin Media development

The Government has announced that it will introduce a legislative 'fix' to give pension schemes the ability to retrospectively obtain written actuarial confirmation that historic benefit changes met the necessary standards.

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Pensions snapshot - May 2025

This edition of snapshot looks at the latest legal developments in pensions.

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The Autumn Budget 2024: what does it mean for pensions?

Much of the Government's commentary in the run up to this week's Budget focussed on the "£22 billion black hole" the Chancellor has identified in the public finances. Indeed, those who played "Budget Bingo" while watching on Wednesday will have been excited to hear Rachel Reeves mention the £22 billion black hole no fewer than five times. The cost of current pensions tax relief is estimated to be £48.7 billion. So, no surprises that the Chancellor is seeking to plug that black hole with further limits on pensions tax relief.

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